Lower Your Insurance Premium With Documentation

If you own a home in Englewood and want to reduce your insurance premiums, a wind mitigation inspection can document features that make your home more resistant to storm damage and qualify you for insurance discounts. The inspection evaluates roof shape, roof-to-wall attachment, roof covering, opening protections such as impact windows or shutters, and other wind-resistant construction features.

Blackdog Home Inspections completes the standardized Florida wind mitigation form, including required measurements, photos, and documentation. We review roof deck attachment, secondary water resistance, and structural connections to identify all eligible credits, then provide the report for submission to your insurance carrier.

To lower your homeowners insurance costs in Englewood, contact Blackdog Home Inspections to schedule your wind mitigation inspection.

During a wind mitigation inspection, the inspector accesses the attic to evaluate roof-to-wall connections, roof decking attachment, roof overhangs, covering type, and roof age. Windows, shutters, and roof shape are also reviewed, as features like hurricane straps, impact protection, and hip roofs can qualify for insurance credits. Many Englewood homes, including some older properties, may still be eligible for partial discounts based on construction.

After the inspection, you receive a completed wind mitigation form with photos documenting all qualifying features. The inspection typically takes about an hour and requires attic and exterior access. Any inaccessible areas are noted, with the goal of capturing the maximum discounts your home may qualify for based on its current condition.

Homeowners in Englewood often ask what their home needs to have in order to receive credits and how much they can expect to save on their insurance.

What features provide the biggest insurance discount?

Homes with hip roofs, roof-to-wall connections using hurricane straps or clips, and impact-resistant windows or approved shutters typically receive the largest discounts. The exact amount depends on your insurer and your home's combination of features.

How long does a wind mitigation inspection take?

The inspection usually takes about one hour. The inspector needs access to your attic and will walk the exterior of your home to document roof shape, overhangs, and opening protections.

When should I get a wind mitigation inspection?

You should schedule the inspection when you purchase a home, after a roof replacement, or if you have never submitted a wind mitigation form to your insurance carrier. Many homeowners are already eligible for discounts but have not documented their home's features.

What if my attic is not accessible?

If the attic cannot be accessed safely, the inspector will note this on the form and document what can be seen from other areas. Some features can still be verified from the exterior or through other access points.

How much can I save on my insurance?

Savings vary by insurer and home, but many Florida homeowners reduce their premiums by several hundred dollars per year. Your insurance agent can provide an estimate based on the features documented in your report.

If you live in Englewood and want to see whether your home qualifies for wind mitigation discounts, Blackdog Home Inspections can complete the inspection and provide the documentation your insurance company requires. Learn more about scheduling your inspection today.