Frequently Asked Questions

  • What's included in a four point inspection?

    A four point inspection evaluates four major systems: roof, electrical, plumbing, and HVAC. Insurance carriers typically require this for older homes before issuing or renewing a policy. At Blackdog Home Inspections, we document the condition and functionality of each system to meet carrier requirements.
  • How does a wind mitigation inspection lower insurance costs?

    A wind mitigation inspection documents your home's wind-resistant features, such as roof shape, attachment methods, and opening protections. These documented features can qualify you for significant insurance discounts in Florida. At Blackdog Home Inspections, we provide the detailed report insurers use to apply these savings.
  • When should you get a home inspection before buying?

    Schedule a home inspection during your due diligence period, typically 7–10 days after your offer is accepted. This timing allows you to identify safety concerns, defects, or maintenance issues before closing. Early scheduling ensures you have time to negotiate repairs or reconsider the purchase if needed.
  • What's the difference between a four point and a full home inspection?

    A four point inspection focuses only on roof, electrical, plumbing, and HVAC for insurance purposes. A full home inspection evaluates all structural components, interior and exterior systems, and safety concerns for buyers or sellers. At Blackdog Home Inspections, we provide both based on your specific needs.
  • Why do older homes in Florida need four point inspections?

    Insurance carriers require four point inspections for older homes to assess the condition of critical systems that pose higher risk. Florida's climate and weather exposure accelerate wear on roofs, electrical, plumbing, and HVAC. This inspection helps insurers determine coverage eligibility and pricing for aging properties.
  • Can thermal imaging detect hidden issues during inspections?

    Yes, thermal imaging reveals temperature variations that indicate moisture intrusion, electrical hot spots, and insulation gaps not visible to the naked eye. At Blackdog Home Inspections, we use advanced thermal technology to identify hidden problems before they become costly repairs, especially in Florida's humid conditions.
  • What does a roof certification inspection cover?

    A roof certification inspection evaluates the roof's current condition and estimates its remaining life expectancy. This inspection is often required by insurers for policy renewals or when a roof's age is uncertain. At Blackdog Home Inspections, we provide detailed condition reports that satisfy insurance and real estate requirements.
  • How long does a residential home inspection take?

    Most residential home inspections take 2–4 hours, depending on the home's size, age, and condition. Larger or older homes with more systems and potential issues require additional time. At Blackdog Home Inspections, we conduct thorough evaluations without rushing, ensuring no detail is overlooked.
  • Do pre-listing inspections help sell homes faster?

    Yes, pre-listing inspections identify issues before listing, allowing sellers to make repairs or disclose problems upfront. This transparency builds buyer confidence and can reduce negotiation delays. At Blackdog Home Inspections, sellers use our detailed reports to market their homes more effectively in Englewood and surrounding areas.
  • What's the biggest mistake homeowners make with wind mitigation?

    Many homeowners skip wind mitigation inspections and miss substantial insurance savings. Without documentation of wind-resistant features, insurers assume higher risk and charge accordingly. At Blackdog Home Inspections, we help Englewood homeowners capture every available discount by thoroughly documenting roof attachments, openings, and construction methods.
  • How does Florida's climate affect home inspection priorities?

    Florida's humidity, heat, and storm exposure create unique concerns like moisture intrusion, HVAC strain, and roof damage. Home inspections in Englewood prioritize these climate-related issues alongside standard structural and system evaluations. At Blackdog Home Inspections, we focus on vulnerabilities specific to coastal Florida living.
  • When is a roof certification required for insurance?

    Insurance carriers typically require roof certifications when a roof is 10–15 years old or when age documentation is unclear. The certification confirms the roof's condition and remaining lifespan, helping insurers assess risk. At Blackdog Home Inspections, we provide certification reports that meet carrier standards and support policy renewals.